Resources / References


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Calculators

  • Commercial Calculators
    These business calculators give you smart answers, fast, so you can be responsive to market changes and economic realities for both short- and long-term goals. (Author: Associated Bank 2007)

  • Family Budget Analyzer
    This Family Budget Analyzer compares your family's annual expenses against regional and national norms to help you identify expenses that are above or below average. Knowing how your expenses compare can help you identify opportunities to save, even if you don't feel comfortable with the restrictions of a formal budget. The calculator also offers context-sensitive tips to help you save money. (Author: FinAid Page, LLC. 2007)

  • FSA Employer Savings Calculator
    This Calculator is for planning purposes only. While this Calculator is designed to demonstrate potential tax savings, it does not constitute a guarantee of actual savings. This Calculator assumes that premiums for healthcare coverage are taken on a pre-tax basis and does not take into account such variables as mid-year election changes, participant forfeitures, or participant gains due to overspent accounts when coverage terminates early.
    (Author: Infinisource, Inc. 2007)

  • HRA Employer Savings
    A Health Reimbursement Arrangement is designed to help an Employer save money. An employer can set up this plan to reimburse employees for eligible medical expenses. It is commonly used with a High Deductible Health Plan (HDHP) where the premium is lower and thus saving the employer money. After setting up a HDHP the employer can pay only the difference between the the premium from the previous plan and the amount that exceeds what the employee was already paying. Note that the employee will continue to pay the same amount of premium and deductible as before. With the savings from the HDHP the employer can fund an account to reimburse the employees for the difference between the deductibles. The employer will still save money because he can allocate money only when needed and not all employees will need to be reimbursed. (Author: eflexgroup 2007)

  • HSA Employee Calculator
    As part of becoming an engaged health care consumer, you should get to know the approximate cost of health care services in your specific geographic area. Consider visiting the web site of your health plan and using their cost estimation tool to find out the cost of various health conditions, procedures, tests and medications, that may apply to you. (Author: HSA Member 2007)

  • HSA Planning
    This tool kit can be used to show bottom line cost savings, and show individual employees what out of pocket risks they may face with both traditional and HSA plans. (Author: First American Bank 2007)

  • Inventory Analysis
    This calculator helps you determine how much inventory you should hold, and when you should place inventory orders. The calculation attempts to keep your inventory level as efficient as possible, while maintaining adequate safety stock. (Author: KJE Computer Solutions 2007)

  • Investor Offering
    Use this calculator to view both sides of the investment table. See what an investor gets, and what a company gives up all in one easy tool.
    (Author: BPlans 2007)

  • Retirement: Am I saving enough? What can I change?
    (Author: Principal Financial Services, Inc. 2007)

  • Retirement: How Long Will My Money Last?
    It seems these days that everybody wants to retire by the age of 45. Is it just wishful thinking? Our calculator will help you figure how long your investments will last. Just plug in your balance, number of years the savings should last, expected annual after-tax return and expected inflation rate. Then you'll see an inflation-adjusted figure for annual withdrawals. To account for possible market volatility and normal financial risk, you may wish to pad the number in the "years savings must last" field. That way you'll have a cushion against unexpected events. (Author: Prudential 2007)

  • Retirement: How much can I invest before taxes each year?
    (Author: Principal Financial Services, Inc. 2007)

  • Social Security Quick Calculator
    Benefit estimates depend on your date of birth and on your earnings history. For security, the "Quick Calculator" can not access your earnings record; instead, it will estimate your earnings based on information you provide. So benefit estimates made by the Quick Calculator are rough and may not match those provided by your Social Security Statement. (Author:Social Security Online 2007)
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